This is a specialist page for Tesco Tenants insurance. Disclaimer
The following details are not an endorsment of Tesco Home insurance;
we encourage you to shop around before you choose your home insurance provider.
Question: "I live in a rented flat, can I take my contents cover
with Tesco?"
You can take your contents cover with Tesco home insurance,
provided you own all the contents in the flat i.e. it is not
a rented furnished property.
Tesco's minimum sum insured is £15,000.
Additional benefits of Tesco Home Insurance:
- 5% discount for Tesco Car Insurance customers
- Clubcard customers get an even better price
- Tesco will pay any switching fees up to £25 when you switch
from your mortgage lender
- All Tesco's calls are answered in their UK Call centres
- 24-hour emergency helpline
- Home Repair network all repairs are undertaken by vetted
builders and all costs are paid directly to them with no fuss or hassle
- Any work undertaken is guaranteed for 12 months
- More price options available with Value cover
(details below...) offering basic essential cover and Finest
cover (details below...) offering inclusive benefits such
as a Concierge service and free ID Fraud assistance
Tesco have spiced up their Home Insurance range of products and now
have something to suit everyone....
Finest
cover (details below...)
- A 5 star home insurance policy with wide ranging, high levels of
cover
Standard cover (details below...)
- Great value mid-range cover for your contents
Value cover (details below...)
- Cover the basics like fire, storm, theft & flood.
- With Family Legal Protection as an optional extra.
| Buildings
and contents policy features |
Value |
Standard |
Finest |
| Buildings Cover
Limit |
£1 million |
£1 million |
Unlimited |
| Accidental Damage Cover |
|
Optional |
Covered |
| Damage caused by
burst pipe |
Covered |
Covered |
Covered |
| Home Emergency
Cover |
|
|
Covered |
| Emergency
Repairs Helpline |
Covered |
Covered |
Covered |
| Family
Legal Protection |
Optional |
Optional |
Covered |
| Glass / Sanitory
breakage covered |
|
Covered |
Covered |
| Replacement locks
after theft of keys |
|
Covered |
Covered |
| Personal
Possessions Cover |
|
Optional |
Covered |
| Freezer Contents
Cover |
Covered |
Covered |
Covered |
| Plants in the garden covered |
|
|
Covered |
| ID Fraud Detection and
Assistance |
|
|
Covered |
| Concierge Service |
|
|
Covered |
Finest Cover
With a wide range of very high cover and benefit levels, Tesco Finest
Home Insurance has been awarded a prestigious 5 Star Rating by Defaqto
– a leading independent provider of financial services research.
A great range of additional benefits such as:
- ID Fraud Detection and Assistance Service
- Home Emergency Assistance
- Family Legal Protection
- Concierge Service
Additional benefits of Finest
home insurance
Home Repair Network
- Emergency Tradesman Finder – one call finds you a recommended local
repairer who'll come to your rescue for an agreed fixed cost. All
work's guaranteed for 12 months.
Home Emergency
Our Home Emergency cover will cover you against:
- Vermin such as rats, mice, or wasps nests inside the home
- Blockages in toilet waste pipes where there is only one toilet in
the home
- Plumbing problems related to leaking pipes, blocked drains, water
tanks, or leaking radiators
- Central heating or boiler failure
- Gas or electricity failure within the home
- Hot water failure
- Loss of all keys required to access the home
- Broken or damaged windows and doors presenting a security risk to
the home
Identity Fraud Detection and Assistance Service
A confidential Helpline, online access to your credit report, service
text alerts and specialist advice and support should you become a victim
of ID fraud.
- Retrieve a saved quote (new window)
- Get a quote now for Tesco Home Insurance (new window)
- Protecting you from the growing threat of ID fraud
- Check that your credit history and information held about you are
correct
- One-to-one support if you're a victim of fraud, helping to restore
your credit history
- Alerts via SMS or email if your credit report changes significantly
- View your credit record, credit score and the past three years'
repayment history.
Concierge Service
Looking for help or support in planning a party, looking for a gardner,
arranging a holiday or even searching for the perfect gift?
...then our Concierge Service could help.
- Access by phone of email to a lifestyle management consultant 24
hrs a day, 365 days a year
- Access to this service whether you're in the UK or abroad
- Tesco can set up a reminder service for you on birthdays, anniversaries
and any other important event in your life
- You have unlimited use of this service as a Tesco Finest Home Insurance
customer
- Travel expert – finds and makes travel arrangements…from a week's
skiing in Switzerland, a beach break in Greece or even somewhere more
exotic.
- Home help – finds you anyone from cleaners and plumbers to dentists
and nannies.
- Entertainment & Leisure – tracks down elusive tickets, books
restaurants, orders taxis.
- Shopping assistant – for more memorable gift suggestions and help
to find that elusive item
Higher levels of cover with Finest home insurance
Benefits available as optional extras on Tesco's Standard policy are
included automatically with Finest Home Insurance:
- Buildings and Contents Accidental Damage - This
could protect you from expensive disasters like putting your foot
through the ceiling or spilling paint on the carpet
- Personal Possessions Cover - This covers items
such as money, mobile phones and credit cards while you're out and
about in the UK or abroad.
- Family Legal Protection - This provides legal advice
and can save you money on solicitor's fees for situations such as
if you've bought faulty goods or a service, or if you have boundary
disputes with your neighbours.
Also, Tesco's Finest product gives you higher levels of cover compared
to Tesco's Value and Standard policies.
Standard cover
Tesco's Standard Home Insurance policy covers you for all the major
events, such as fire, storm, theft & flood.
Plus choose Tesco's add-ons to cover you if you like that extra bit
of security.
Additional benefits of Standard home insurance
For an extra cost, you have the option to add on:
- Buildings and Contents Accidental Damage - This
could protect you from expensive disasters like putting your foot
through the ceiling or spilling paint on the carpet
- Personal Possessions Cover - This covers items
such as money, mobile phones and credit cards while you're out and
about in the UK or abroad for up to 60 days.
- Family Legal Protection - This provides legal advice
and can save you money on solicitor's fees for situations such as
if you've bought faulty goods or a service, or if you have boundary
disputes with your neighbours.
Also, don't forget, you will also get higher levels of cover with Tesco's
Finest policy compared to Tesco's Value and Standard policies.
Value cover
Tesco's Tesco Value Home Insurance policy covers you
for all the major events, such as fire, storm, theft & flood.
It’s a no-frills policy which includes the basic essentials.
Remember - there may be cover that is important to
you which is not included in this product, please read the policy documents
for more info.
Additional benefits of Value Home Insurance
With Tesco's Value product you can add-on:
- Family Legal Protection - This provides legal advice and can save
you money on solicitor's fees for situations such as if you've bought
faulty goods or a service, or if you have boundary disputes with your
neighbours.
If accidental damage and other add-ons are an important feature in
your policy, make sure you find out more about Tesco's Finest and Standard
covers compared to Tesco's Value cover.
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Details correct at time of publication. . Terms and conditions can change,
this web site is not responsible for the publication of current policy
delails. Please check details before applying....